Towing & Recovery Financing
Calls come in around the clock, and your fleet has to be ready for all of them. Our towing and recovery financing program helps operators acquire the tow trucks, rollbacks, wreckers, and heavy duty recovery units they need to answer every call — without tying up the working capital that keeps your business running.
What's Included in Our Towing & Recovery Financing
Flexible Loan Terms
Terms are structured around your call volume and cash flow, so payments support your dispatch instead of straining it.
New & Used Equipment Funding
Finance new trucks straight from the dealer or well-maintained used units. We fund a wide range of makes, models, and mileage.
Fast Approval Process
Apply in minutes and get a decision quickly — many operators receive same-day approvals based on application strength.
Credit-Friendly Programs
We look beyond the credit score, with programs built for operators rebuilding credit and established companies alike.
Nationwide Access
Whether you run one truck or a full dispatch fleet, our nationwide reach means consistent support wherever you operate.
Choosing the Right Financing Option
Our process is built to move at the speed of your dispatch board — transparent, responsive, and easy to follow from application to funding. Here's what to expect.
- Apply Online: Submit your application in minutes using our secure online form.
- Get Approved: Receive a fast decision — often the same day — based on your business profile and equipment needs.
- Sign & Fund: Complete simple documentation and access funding quickly so you can acquire your equipment.
- Ongoing Support: Reach out anytime with questions — our team is available to help.
Types of Towing & Recovery Financing We Provide
No matter what's on the call — a roadside tow or a heavy duty recovery — we structure financing around the specific truck and how you use it. Explore the options below.
Heavy Duty Recovery Truck Financing
Financing for heavy duty recovery trucks built to handle the largest, most demanding recovery jobs.
Rollback Financing
Financing for rollback carriers that load and transport vehicles quickly and safely.
Tow Truck Financing
Financing for everyday tow trucks that keep roadside assistance and impound calls covered.
Wrecker Financing
Financing for wreckers equipped to handle accident recovery and heavier towing jobs.
How does towing and recovery truck financing work?
Towing and recovery financing lets you acquire a truck while spreading payments over time instead of paying cash up front. This protects your working capital for fuel, insurance, and dispatch operations. Our application process is fast, with many approvals coming the same day.
What credit score do I need to finance a tow truck?
We work with a wide range of credit profiles and look at more than just the score. Many of our towing programs are available starting around the mid-500s, and we can offer credit-building guidance if you're just getting started.
Can I finance a used tow truck or wrecker, or only new?
Both. We finance new and used trucks, including private-party purchases, across the truck types listed above, based on the age, mileage, and condition of the unit.
Do you finance independent operators as well as larger companies?
Yes. We work with independent operators financing their first truck as well as established towing companies adding or replacing units, with terms scaled to fit either situation.
Which types of towing and recovery trucks can I finance?
We finance heavy duty recovery trucks, rollbacks, tow trucks, and wreckers. If it keeps your dispatch board covered, we can likely finance it.
