The Story Behind First Financial LLC

For 20 years, First Financial LLC has helped businesses secure financing for the equipment they need to grow and succeed. We provide financing solutions for commercial trucks, construction equipment, tree care equipment, manufacturing machinery, landscaping equipment, and more.


With access to multiple funding sources, we help businesses finance both new and used equipment with options tailored to their specific needs. We proudly serve businesses nationwide and work closely with equipment vendors to help make the financing process straightforward, responsive, and efficient.


Our experience allows us to support businesses at every stage—from startups and small businesses purchasing their first piece of equipment to established companies expanding their fleets or operations. We also work to find solutions for difficult-to-place transactions that may not fit traditional financing requirements.



At First Financial LLC, our approach has always been built around relationships, not just transactions. We are committed to providing transparent guidance, responsive service, and financing solutions that help businesses move forward.

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Providing small business owners with a clear and simplified path to competitive financing solutions for their business. We’re more than just a finance company – we’re educators, problem solvers, and a long-term partner to our clients. The commitment to our core values will continue to drive successful customer experiences.

– Our Mission

The Values That Define Us

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Integrity

We provide clear, honest guidance at every step so businesses can make confident financial decisions. Our recommendations always reflect your long-term success.

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Service

From first contact through funding, our team is available to answer questions, prepare documents, and support your goals with consistent attention and care.

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Expertise

With decades of industry experience, we understand the nuances of equipment financing across trucking, construction, industrial operations, and more — helping clients choose structures that fit their needs.

Based in Pennsylvania, Serving Businesses Nationwide

We support businesses across Pennsylvania, Texas, Florida, Connecticut, New York, New Jersey, Maryland and across the U.S, bringing a localized understanding to nationwide financing needs. From small business owners to large commercial operations, our clients rely on our flexibility, speed, and commitment to making financing accessible. Our team stays involved with local partners, industry networks, and vendor relationships that strengthen the services we deliver. As we continue to expand, we remain grounded in the values that shaped our start.

The People Behind Our Work


Bill Formica

Managing Partner

Chelsea Formica

Director of Documentation & Funding 

Carolyn Streilein

Business Development Officer

Juliana Borisow

Credit Manager

Michael S. Formica

Finance consultant

Adriana Kopp

Client relations manager

Bob Bruck

finance consultant

Ready to Connect?


Our team proudly serves businesses nationwide with the same dedication that build our foundation. Let’s talk about how we can support your business with clear guidance and dependable financing.