our financing services

Full-Service Solutions You Can Trust

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Equipment Financing

Secure funding for machinery, trucks, and essential business equipment with fast approvals and flexible terms. Our equipment financing solutions help companies stay productive without heavy upfront costs.

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Equipment Leasing

Access the equipment your business needs while conserving capital and maintaining predictable monthly expenses. Leasing offers flexibility that supports growth and evolving operational demands.

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working Capital Loans

Bridge cash-flow gaps or prepare for new projects with working capital loans tailored for small and mid-sized businesses. Our team provides clear guidance to help you choose the right lending approach.

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Cash-Back Equipment Loans

Leverage existing equipment to access cash while preserving operations and maintaining liquidity. This option provides financial breathing room when growth or unexpected expenses arise.

With decades of equipment financing experience, our team brings clarity, transparency, and dependable support to every business we serve. We’re committed to helping companies nationwide secure the assets they need, offering tailored solutions that address unique challenges across industries. 

  • Do you offer both equipment leasing and equipment loans?

    Yes. We offer both leasing and traditional loan options so businesses can choose the structure that best fits their cash flow, tax strategy, and long-term plans. Our specialists can help you compare both options during a free consultation.


  • How fast can I get approved for equipment financing?

    Many approvals can be issued the same day, depending on the application details and credit profile. We work efficiently to provide fast, clear decisions so you can keep your business moving without delays.


  • Can First Financial help if my credit isn’t perfect?

    Absolutely. We work with a wide range of credit profiles and offer credit-prep guidance to help you strengthen your application. Our team will walk you through realistic options and next steps.


  • What types of equipment can you finance?

    We fund most types of commercial equipment, including construction machinery, trucks and trailers, industrial tools, manufacturing equipment, and technology assets. If it helps your business operate, we can likely finance it.