Landscaping Financing
Landscaping season doesn't wait for cash flow to catch up. Our landscaping financing program helps lawn care, hardscape, and grounds-maintenance businesses acquire the mowers, trailers, and equipment they need to take on more properties — without draining the working capital that carries you through the slow months.
What's Included in Our Landscaping Financing
Flexible Loan Terms
Terms are structured around your seasonal workload and cash flow, so payments support your crews instead of straining them.
New & Used Equipment Funding
Finance new equipment straight from the dealer or well-maintained used units. We fund a wide range of makes, models, and hours.
Fast Approval Process
Apply in minutes and get a decision quickly — many landscapers receive same-day approvals based on application strength.
Credit-Friendly Programs
We look beyond the credit score, with programs built for landscapers rebuilding credit and established crews alike.
Nationwide Access
Whether you serve one neighborhood or multiple states, our nationwide reach means consistent support wherever your routes are.
Choosing the Right Financing Option
Our process is built to move at the speed of your crew's schedule — transparent, responsive, and easy to follow from application to funding. Here's what to expect.
- Apply Online: Submit your application in minutes using our secure online form.
- Get Approved: Receive a fast decision — often the same day — based on your business profile and equipment needs.
- Sign & Fund: Complete simple documentation and access funding quickly so you can acquire your equipment.
- Ongoing Support: Reach out anytime with questions — our team is available to help.
Types of Landscaping Financing We Provide
From mowing to grading, we structure financing around the specific equipment and how it's used on your properties. Explore the options below.
Brush Cutter Financing
Financing for brush cutters and forestry mowers that clear overgrowth, brush, and small trees fast.
Commercial Mower Financing
Financing for zero-turns, stand-on mowers, and wide-area mowers that keep large properties on schedule.
Landscape Trailer Financing
Financing for enclosed and open trailers built to haul your crew's mowers, tools, and materials.
Mini Excavator Financing
Financing for mini excavators that handle grading, trenching, and hardscape work in tight spaces.
Skid Steer Financing
Financing for skid steers, the versatile workhorse for grading, material moves, and site cleanup.
How does landscaping equipment financing work?
Landscaping financing lets you acquire mowers, trailers, and machinery while spreading payments over time instead of paying cash up front. This protects your working capital for fuel, payroll, and materials between jobs. Our application process is fast, with many approvals coming the same day.
What credit score do I need to finance landscaping equipment?
We work with a wide range of credit profiles and look at more than just the score. Many of our landscaping programs are available starting around the mid-500s, and we can offer credit-building guidance if you're just getting started.
Can I finance used landscaping equipment, or only new?
Both. We finance new and used equipment, including private-party purchases, across the equipment types listed above, based on the age, hours, and condition of the unit.
Do you finance solo operators as well as larger crews?
Yes. We work with solo landscapers financing their first mower or trailer as well as established companies adding or replacing equipment, with terms scaled to fit either situation.
Which types of landscaping equipment can I finance?
We finance brush cutters, commercial mowers, landscape trailers, mini excavators, and skid steers. If it helps you get the job done, we can likely finance it.
