Capital Loans
Cash-back equipment loans allow your business to finance equipment while also receiving additional cash to reinvest elsewhere. This structure can be used when purchasing new equipment or when leveraging existing assets to unlock equity. Instead of tying up capital, you gain liquidity that can support payroll, expansion, debt consolidation, or unexpected expenses. At First Financial LLC, we structure cash-back solutions to help businesses grow without sacrificing cash flow.
How Cash-Back Equipment Loans Help Your Business
Unlock Equity in Equipment
Use the value of your equipment to access working capital. The equipment itself typically serves as collateral, allowing you to free up cash without selling the asset outright.
Finance New or Existing Equipment
Cash-back structures can apply to new purchases or to equipment you already own through refinance or sale-leaseback arrangements.
Flexible Cash Use
Funds can be used for inventory, payroll, expansion, repairs, or paying down higher-interest debt. There are no equipment-only restrictions on how the cash is used.
Customized Loan Structures
Our specialists determine how much cash-back is available based on equipment value and your business profile. Every structure is tailored to your goals.
Credit-Friendly Options
We consider a wide range of credit profiles and offer guidance when improvement is needed. Approval is based on the full picture, not just a score.
How Our Capital Loan Process Works
We keep the process simple, fast, and transparent. Our team focuses on clarity so you understand how much cash is available and what the terms look like before moving forward.
- Apply Online: Share basic details about your business and equipment.
- Evaluate Options: We assess equipment value and determine potential cash-back amounts.
- Approval & Terms: Review clear loan or lease terms with no surprises.
- Fund & Deploy Cash: Receive financing and cash to support your business needs.
How do cash-back equipment loans work?
They allow you to finance equipment while receiving additional cash based on the equipment’s value. The equipment typically serves as collateral.
Can I get cash back when financing equipment?
Yes. In many cases, financing can be structured to include a cash-back component that provides working capital alongside the equipment funding.
What is an equipment sale-leaseback program?
A sale-leaseback allows you to sell owned equipment to access cash, then lease it back so you can continue using it. It’s a common way to unlock equity.
What can I use the cash for?
Cash can be used for payroll, inventory, expansion, debt consolidation, repairs, or other business expenses.
